Total and Permanent Disability DischargeIf one becomes totally and permanently disabled, they can have their Direct Federal Student Loan, Federal Family Education Loan (FFEL), or Federal Perkins Lo...
Teacher Loan ForgivenessA full time teacher who has a Direct Federal Student Loan or Federal Family Education Loan (FFEL) and teaches full time for five full and consecutive academi...
Public Service Loan ForgivenessThe Public Service Loan Forgiveness Program forgives the balance remaining on a Federal Direct Student Loan, or Federal Family Education Loan (FFEL) or Perki...
Income Driven RepaymentUnder an Income Driven Repayment Plan, a borrower’s payment amount is based on calculated disposable income considering family size and household income. For...
Closed School Discharge Under forgiveness for a closed school, a borrower can receive a discharge of their entire student loan if they were enrolled in the school when it closed, on...
Borrower Defense There has been a known and widely reported problem of colleges closing leaving students in debt without having received the education they paid for or receiv...
BankruptcyStudent loans are difficult, but not impossible, to discharge in bankruptcy. To do so, you must show that payment of the debt “will impose an undue hardship...
